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If you spend 288 or more online, you can choose to pay over 48, 36, 24 or 12 months and the Annual Percentage Rate (APR) for purchases is between 0% and 19.9%.
To understand the Klarna finance products available to you, select 'Place order using Klarna' in the checkout and you will be able to complete your purchase in the Klarna portal.
Gear4music Limited acts as a credit broker and only offers credit products from Klarna Finance. Gear4music may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out.
Gear4music Limited acts as a credit broker and offers credit products from Klarna Finance. Gear4music Limited is authorised and regulated by the Financial Conduct Authority. FCA Firm reference number 706272. Our registration number is 3113256. Credit is provided subject to age and status. Gear4music may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out.
To make it as easy as possible for you to get the gear you want, we offer a range of instant finance options.
If you spend 575 or more online, you can choose to pay over 48, 36 or 24 months with our Pay by Finance option in the checkout.
Application can take as little as a few seconds and decisions should be given instantly, so you could get your new gear sooner than you thought!
Please note: Finance options with V12 are only available on orders within the UK (excluding Northern Ireland) placed via the website and are not available in store or via phone currently. Finance and split payment options are also available for customers in Sweden, Norway and Finland. Please refer to the local domains for more information.
| Finance | APR Rep. |
Deposit to Pay |
Payments |
Total Payable |
| 48 Months | 16.90% | No Deposit | 8.05 per month for 48 months | 389.40 |
| 36 Months | 17.90% | No Deposit | 9.92 per month for 36 months | 369.12 |
| 24 Months | 18.90% | No Deposit | 14.83 per month for 24 months | 353.92 |
Applying for finance couldn't be easier - if your order totals 575 or more, simply proceed through the checkout as normal, then select Pay By Finance on the payment page, then click the orange APPLY FOR INSTANT FINANCE button. This will start your application with V12 Finance, our finance partner, and completing this form should take seconds.
You should get an instant answer on whether your application has been successful and if you don't, you will receive an email with instructions regarding what to do next.
Classic Credit is the name of V12's finance option, allowing you to split your payment across 36 or 48 months on any order value over 575.
Finance is available on orders over 575 placed via our website, inclusive of delivery options.
Finance is offered subject to eligibility, and you must be 18 years old or older to apply.
Warranties can not be purchased on finance. If you wish to purchase warranties, please choose another payment method or contact us after placing your order and we'll be happy to help you.
When you select Finance as your payment option, the credit provider will conduct a hard assessment, and will offer finance options if you are eligible.
V12 Retail Finance
Gear4music Limited acts as a credit broker and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Gear4music Limited is authorised and regulated by the Financial Conduct Authority. FCA Firm reference number 706272. Our registration number is 3113256. Credit is provided subject to age and status. Gear4music may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out.
